Pinjam Fun-Bagikan aplikasi 1.0.3

This document presents a disclaimer and overview of the services provided by the Pinjam Fun application. As a facilitating platform, Pinjam Fun functions as an intermediary that connects users with financial institutions suited to their specific needs. It does not directly extend loans but assists in matching users with appropriate lenders. Users are advised to carefully review the terms and conditions of any financial institution prior to submitting a loan application.

Product Recommendations (Data sourced from third-party lending partners):

• Loan amounts ranging from Rp 200.000 to Rp 80.000.000
• Maximum Annual Percentage Rate (APR): 36%
• Loan durations from 91 to 365 days

Example Loan Calculation (Data sourced from third-party lending partners):

For instance, if a user borrows Rp 5.000.000 at an annual interest rate of 14% (daily interest rate of 0,04%) over a period of four months (120 days):

• Interest Calculation:
  • Daily Interest: Rp 5.000.000 × 0,04% = Rp 2.000
  • Monthly Interest: Rp 2.000 × 30 days = Rp 60.000
  • Total Interest: Rp 60.000 × 4 months = Rp 240.000
• Repayment Calculation:
  • Monthly Repayment: (Rp 5.000.000 ÷ 4) + Rp 60.000 = Rp 1.310.000
  • Total Repayment: Rp 5.000.000 + Rp 240.000 = Rp 5.240.000

Eligibility Criteria:

1. Indonesian citizenship, aged 18 years or older, with valid identification.
2. Availability of an active phone number.
3. Stable income source.

Contact Support:

If you have any inquiries, please reach out via email at: [email protected]. Our team is committed to providing assistance with dedication.

Privacy Policy:

We highly value your privacy. All personal information will be kept confidential and solely used for loan approval processes and management. We implement advanced security measures to safeguard your data against unauthorized access or leakage. For further details, please visit the Privacy Policy page within our application.